Disclaimer

Please note that I am not acting as a licensee. I am acting as a consultant and do not perform acts for which a license is required. My primary residence is in California, but I spend some time out of the country (in Mexico) and California “brokerage” law requires a full-time California location.

Pursuant to the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE), Real Estate Settlement Procedures Act (RESPA), California AB 489 and California SB 35, and other various laws, I do not consult for consumer real estate loans secured by one to four family residential properties. Once I understand your situation I can tell you if your loan needs fall into this category and if so I can possibly refer you to a broker appropriately licensed.

Nothing in any of my material should be construed to indicate that I am acting as a licensed broker or performing acts for which a license is required. I am acting as a consultant and referring my clients to either lenders or brokers who function in that capacity.
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